for guidance as assaults spiked nationally.

??????????????????????????????????????????????????????????????????????????????????????????? 8 ???????????????????????????? ???? ????????????????????????????????????????????? 1 ????? ???????????????????????????? 1 ???????????????????? Responsible Lending ?????????????????????????? ??????????????????? ???????? ??????? ???.?????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????.

?????????????????????????????? (minimum payment) ???????????????????????????? ??????????????????????????? 8 ???????????????????????????????? ??? ???.) ????????????????????????????????????? ????????????????????????????????? ???????????????????? ??????????? ????????????????????????????????????????????????????????? ??????????????????????????????????? ??????????????????????????????????????????????????????????? ???????? ???.????????????????????????????????????????????????????? 8 ????????????????????????????????? ??????????????????? 0

???????????????????????????????????????????? ???????? 42 ?????????????????????????????????????????????????? ?.2562 ????????????????????????? 2569 ????????????????????? 2569?????? ? ?????? 25 ????????? 2568????????? ????????? ????????????????????????????.

?????????????????????????????????????????????????????????????????????????????????????? ???????? 61 ??????????????????????????????????????????? ?.

??????????????? ??????????????????????????? ?????? ?????????????????????????????????????? ?????????????????????????? ?.Childrens books have begun to focus in sensitive ways on conveying issues around climate change.

It sparks conversation and the creativity we need to collectively reimagine a more equitable future.by sharing both scholarship and community narratives.

All worked alongside a coalition of universities and community organizations led by the Humanities Action Lab at Rutgers University-Newark.a collaboration among students and faculty from CSU Northridge.